随着网络购物的兴起，互联网消费大幅度提升，我国消费者消费观念的改变，提前消费逐渐成为新时代的生活方式，加上金融门槛降低，国家政策鼓励支持，近年来我国消费金融发展十分迅猛。据行业数据显示，我国居民短期消费贷款每年增长率在20%以上，到2017年末，我国消费贷款余额预计超过5万亿，未来有可能成长为10万亿规模的市常互联网和大数据等技术的推动，为消费金融创造了创新的机会，也为消费金融带来多方面的挑战。如同P2P所经历的野蛮生长与逐步规范化路径一样，在政策干预下，消费金融转型与升级快速进入实施阶段。而随着行业监管日益收紧，2018年被众多业内人士称为“消费金融监管元年”。监管和洗牌或成2018年消费金...
Significantly enhance with the rise of the network shopping, Internet consumption, the change of China's consumer consumption idea, consumption gradually become a new era in advance way of life, plus a financial threshold is reduced, the national policy to encourage support, consumer finance development in our country is very rapid in recent years. Residents in our country, according to industry data, short-term consumer loan growth rate in more than 20% a year, at the end of 2017, China's consumption loan balance is expected to exceed 5 trillion, the future is likely to grow to 10 trillion the size of the city, and big data technologies such as the Internet to promote, create opportunities for innovation for consumer finance, also brings many challenges for consumer finance. Just like savage growth experienced by P2P gradually normalized path, under the policy intervention, the transformation and upgrade fast consumer finance stepped into the stage of implementation. And with the industry increasingly tightened, in 2018 by a great number of people in the industry known as "consumption" of the first year of financial regulation. Regulation and shuffle or into consumption in 2018 gold...
