3月9日，迷恋赌球的河南牧业经济学院大二学生郑旭，在欠下60多万的校园网贷之后，在青岛跳楼自杀。这条新闻当已经在高校流行很久的“校园网贷”平台暴露在公众面前。在互联网金融的热潮中，大学生曾经被视为安全性较高的客户群体。因为在大学生信用卡业务被叫停之后，正规银行无法接入大学生消费信贷需求，P2P金融可以获取到优质客户。而其他P2P平台的客户，都是银行无法获取到低息贷款的“次级客户”。相比之下，小额消费信贷的大学生安全性非常高。而被认为安全性非常高的大学生客户如今也出了问题，赌球60万的巨额债务是如何欠下的?校园贷的问题在哪呢?一、理论安全与现实的差别理论上，大学生消费信贷是一种非常安全的贷款。因...
Infatuated with gambling on March 9th, the henan institute of animal husbandry economy of sophomore Zheng Xu, after owes more than 60 of the campus network to borrow, committed suicide in Qingdao. The news when the already popular in colleges and universities for a long time exposed to the public "borrowed" campus net platform. In the boom of Internet finance, college students once considered safe customer group. Because after the college students' credit card business is suspended, formal Banks cannot access to the college students' consumption demand for credit, P2P financial access to high quality customers. Which other P2P platform customers, is unable to get cheap loans Banks "subprime" customers. In contrast, college students safety of petty consumer credit is very high. Safety and is considered very high customer is now out of the question for college students, 600000 gambling debt is owed? The campus credit problems? One, the theory of the difference between reality and security theory, college students' consumption credit is a very safe. Because of...
