2016年8月24日发布《网络借贷信息中介机构业务活动管理暂行办法》，至今已经过去一年多，网贷行业的合规还在进行当中，银行存管已经是关系到网贷平台生死存亡的硬性指标。目前银监会又将互金整改延期至2018年6月底。所谓银行存管，就是存管银行为合作平台用户开立和使用的资金存管账户进行管理和监督，依照用户向平台发出的指令，对用户资金进行存管、划付、核算和监督，平台作为纯粹的信息中介参与到交易之中，全程不触碰资金，所有资金流动均在银行体系内进行，从而真正做到了平台与用户资金完全隔离，有效防范平台支配和挪用用户资金的风险。存管银行将为用户开设独立账户，实现用户交易资金与平台自有资金的分账管理，有效隔离资...
On August 24, 2016, issued the network credit information intermediary business management interim measures ", has been more than a year in the past, network industry compliance is still in progress, depository bank already is the network platform of vital importance to the loan to the hard Numbers. The banking regulatory commission (CBRC) and extended the mutual gold rectification until the end of June 2018. Is the so-called bank depository, depository bank for cooperation platform for users to open and use fund depository account management and supervision, in accordance with the instructions issued by the user to the platform, to save users money tube, his pay, accounting and supervision, platform as a pure information intermediary involved in the deal, don't touch money all the way, all flows are conducted within the banking system, so as to truly capital completely isolated platform with the user, effective against platform control and appropriate funds risk for users. Depository bank will open a separate accounts for the user, to achieve the user trading funds and its own funds collecting management platform, the effective isolation information...
