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中小银行加速布局,供应链金融发展带来了新的前景

Small and Medium-sized Banks Accelerate the Distribution, Supply Chain Finance Development Brings New Prospects

2018-12-13 12:26:00来源: 亿欧

中小银行加速布局供应链金融,正是因为看中了巨大的应收账款市场。同时,各种政策利好以及技术支撑,为其开展业务提供了政策指导,提升了风控有效性。供应链金融再度成为业界热点。但与此前的由核心企业、第三方电商占主导不同,这次的主角是商业银行,尤其是中小商业银行,而其应用的焦点是如何更好发掘中小微企业并为其增信。近期,中信银行、光大银行、民生银行、华夏银行、浙商银行等均发力供应链金融业务,此外,多家城商行,如南京银行、贵阳银行等也开始将供应链金融作为重要业务予以推进。三因素利好供应链金融早已不是新鲜事物的供应链金融,为何此时受到中小银行关注?其意图是什么?业内人士介绍,银行“供应链金融”的核心是挖掘中小...

Small and medium-sized banks accelerated the distribution of supply chain finance, precisely because of the huge accounts receivable market. At the same time, various policies and technical support provide policy guidance for its business and enhance the effectiveness of wind control. Supply chain finance has once again become a hot topic in the industry. However, unlike the core enterprises and third-party e-commerce, commercial banks, especially small and medium-sized commercial banks, are the main players. The focus of their application is how to better explore small and medium-sized enterprises and increase their credit. Recently, CITIC Bank, Everbright Bank, Minsheng Bank, Huaxia Bank and Zhejiang Merchant Bank have all developed supply chain finance. In addition, many city commercial banks, such as Nanjing Bank and Guiyang Bank, have begun to promote supply chain finance as an important business. Three factors are good for supply chain finance, which is not a new thing. Why are small and medium-sized banks paying attention to it at this time? What is its intention? Industry insiders said that the core of "supply chain finance" is to tap small and medium-sized banks.