当借贷的核心风控环节必须回归金融机构，风控“外脑”们或许只有连接起更多金融机构，承担起全行业哨兵的作用才有机会杀向未来。这注定是一个只有少数玩家的未来。01 行情变了2019年1月，浙江银保监会发文，要求城商行和民营银行“核心风控环节不得外包”。这不是监管第一次发文要求风控回归金融机构，第三方风控从业者都已经感到有些麻木，“一直这么说，但各个机构都是下有对策，无非不叫风控”。一家业内有相对领先地位的风控公司创始人这么回应政策带来的变化。“一秒到账，额度高，无抵押”如今互联网借贷业务司空见惯的宣传文案背后是风控技术的支持。“有数据总比没数据好。”在这个逻辑之下，7成没有央行信贷征信记录的用户们被...
When borrowing at the core of risk control links must return to financial institutions, risk control "extended mind" may only connect more financial institutions, to undertake the role of the industry sentinel to have the opportunity to kill into the future. This is doomed to be a few players in the future. 01 market changed in January 2019, zhejiang silver, the circ articles require city businesses and private Banks' core risk control links may not outsourcing ". This is not the first time that regulatory told risk control to return to financial institutions, the third party risk control practitioners have felt a little numb, "so to speak, but various agencies are makers, but don't call risk control". The industry have a relatively leading position risk control company founder so in response to changes in the policy. "A second order, remained high, unsecured" behind today's lending business common Internet advertising copywriter is risk control technology support. "There are data is better than no data." In this logic, 7 into no central bank credit credit registries users are...
