近日《非银行支付机构网络支付业务管理办法》发布后，引发了广泛热议。由于内容较长，磐石之心详细摘选了3条重点内容，并逐条进行解读。 一、支付机构不得为金融机构，以及从事信贷、融资、理财、担保、货币兑换等金融业务的其他机构开立支付账户。 解释：支付机构假如可以为P2P等金融机构开设信托账户，那么信托资金就可以通过网络支付工具直接转入该信托账户，而这个支付机构作为网络通道，不在央行监管范围内，因此信托资金的用途、安全、合法性都无法被监管。6月发生的严重股灾，主要因为场外投机资金高杠杆操作导致的严重泡沫，泡沫破灭而形成了断崖式下跌，一度引发了当局对暴跌带来金融危机的担忧。而场外配资是配资公司在各种...
recently, the non payment of the bank to pay agency network payment business management approach, after the release of a wide range of hot debate. Because the content is longer, the heart of rock with select 3 key contents, and one by one interpretation. A payment institution shall not open payment accounts for financial institutions, and other institutions engaged in credit, financing, financing, security, currency exchange and other financial services. Interpretation: Payment institutions if you can open a trust account for P2P and other financial institutions, then the trust funds can be directly transferred to the trust account through the network payment instruments, and the payment agency as a network channel, not within the central bank supervision, so the use of trust funds, security, legitimacy can not be regulated. A serious crash occurred in June, mainly because OTC speculative funds high leverage leads to serious bubble, the bubble burst and the formation of the formula down the cliff, once caused the authorities to the slump in financial crisis concerns. And the OTC distribution is funded companies in a variety of...
