金融素养包括消费者的金融知识、态度、行为和技能，良好的金融素养有助于消费者作出适当的金融决策，降低系统性行为偏差，提高金融市场参与度并降低金融风险。具体体现为：东部地区消费者金融素养水平高于中部、西部和东北地区，城镇居民金融素养要高于农村居民，消费者收入与金融素养在95%的水平以上显著正...
Financial literacy including consumer financial knowledge, attitude, behavior and skills, good financial literacy help consumers make appropriate financial decisions, reduce the systemic behavior deviation, improve the financial market participation and reduce financial risks. Concrete manifestation is: the eastern region consumer financial literacy levels higher than the central, western and northeastern regions, urban residents' financial literacy than rural residents, consumers' income and financial literacy above the 95% level of significant positive...
