现金贷在中国的兴起有合理之处，其满足了传统金融机构无法触及群体的融资和消费需求，增加了全国消费金融的渗透率。但畸高的利率、暴力催收、多头借贷等问题被业内广为诟病，而一些平台以高息覆盖坏账的暴利模式也在不断试探人性的底线。一旦监管以及配套法律法规严格落地，这种依靠监管滞后的窗口期进行套利的...
Cash loans in the rise of China is reasonable, which satisfies the traditional financial institutions can't hit a group financing and consumer demand, to increase the permeability of the national consumer finance. But excessively high interest rates, the violence problem such as collection, long lending was widely criticized in the industry, and some of the platform with high interest cover bad debts of profiteering model have been tempted humanity's bottom line. Once the regulation and form a complete set of laws and regulations strictly, this depend on regulatory lag window carry...
